Unlike competitors — you keep 100% of your savings

Your financial guardian.
Starting at $0.

Stop paying bank fees, high interest, and forgotten subscriptions. SteadyFi gives you AI-powered tools to fight back — and keeps none of your savings.

$0
avg yearly savings
4.9★
user rating
0 min
to connect accounts
Monthly
Annual

Free

See where your money goes

$0/forever
Join the waitlist
✓Connect up to 2 bank accounts
✓Transaction sync & categorization
✓90-day transaction history
✓Spending insights & categories
✓Fee & interest tracker
✓Health Score dashboard
✗Debt Payoff Optimizer
✗Negotiation Scripts
✗AI Financial Advisor
✗Subscription Detector
✗Intro APR Expiry Tracker
✗Budget AI Generator
Most Popular

Guardian

Full protection for your financial life

$9/mo
Start 14-Day Free Trial

No credit card required · Cancel anytime

✓Everything in Free
✓Unlimited bank accounts
✓Full transaction history
✓Advanced spending insights
✓Fee & Interest Firewall (real-time)
✓Debt Payoff Optimizer
✓AI Negotiation Scripts — free, keep 100% of savings★ KEY DIFF
✓AI Financial Advisor (unlimited)
✓Subscription Detector + Cancel Scripts
✓Intro APR Expiry Tracker
✓Budget AI Generator
✓Email & push alert notifications
Best Value

Family

Protect every member of your household

$19/mo
Start 14-Day Free Trial

No credit card required · Cancel anytime

✓Everything in Guardian
✓Up to 5 family members
✓Shared household budget view
✓Per-member health scores
✓Family debt payoff strategy
✓Per-member spending reports
✓Exportable financial reports
✓Custom savings goals per member
✓Priority email support
✓Early access to new features
✓Cancel anytime, no questions
✓Save $9/mo vs 2 Guardian plans★ KEY DIFF
💰

We never take a cut of your savings

Some bill-negotiation apps take a cut of what they save you — often a large share of your first year's savings. SteadyFi gives you word-for-word scripts instead — you make the 10-minute call and keep every dollar.

Apps that negotiate

Take a cut

of your savings

SteadyFi takes

$0

you keep it all

Frequently asked questions

Can SteadyFi move my money?+
Do you store my bank login credentials?+
How does SteadyFi make money?+
Is my data safe?+
Which banks are supported?+
Can I cancel anytime?+
How is SteadyFi different from bill-negotiation apps?+
What happens after the 14-day free trial?+
Will the negotiation scripts actually work?+
Can I switch plans later?+
Does the free plan really cost nothing?+

Start saving today.
It takes 2 minutes.

Connect your bank, see your Health Score, and get your first negotiation script — all free, no credit card needed.

Join the waitlist →Start Guardian Trial

14-day free trial · No credit card · Cancel anytime