By accessing or using SteadyFi ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service.
These Terms form a legally binding agreement between you and SteadyFi, Inc. ("SteadyFi," "we," "us," or "our").
You must be at least 18 years old and a U.S. resident to use SteadyFi. By using the Service, you represent that you meet these requirements and have the legal capacity to enter into this agreement.
SteadyFi provides AI-powered personal finance tools including but not limited to:
Read-only access: SteadyFi uses Plaid to connect to your bank accounts in read-only mode. We cannot move money, initiate transfers, or make payments on your behalf.
You must create an account to use SteadyFi. You agree to:
SteadyFi offers a free tier and paid subscription plans. Paid plans include:
Subscriptions auto-renew unless cancelled before the renewal date. You can cancel anytime from your account settings. Cancellation takes effect at the end of your current billing period — no refunds for partial periods. 14-day free trials do not auto-charge if you cancel before the trial ends.
SteadyFi is an informational tool, not a financial advisor. Our AI-generated recommendations, scripts, and insights are for educational purposes only. They do not constitute:
Always consult a licensed professional for personalized financial decisions. You are solely responsible for any actions you take based on information provided by SteadyFi.
You agree NOT to:
SteadyFi integrates with third-party services including Plaid (bank connections), Clerk (authentication), Anthropic (AI), Supabase (data storage), and Stripe (billing). Your use of those services is subject to their respective terms and privacy policies.
All content, software, and trademarks on SteadyFi are owned by SteadyFi, Inc. or our licensors. You retain ownership of any data you submit. By using the Service, you grant us a limited license to process your data solely to provide the Service to you.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.
Financial data displayed is sourced from Plaid and may be delayed, incomplete, or contain inaccuracies. Always verify critical information with your bank directly.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, STEADYFI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR OPPORTUNITY.
Our total liability for any claim arising from or related to the Service shall not exceed the amount you paid us in the 12 months preceding the claim, or $100, whichever is greater.
You agree to indemnify and hold SteadyFi harmless from any claims, damages, or expenses arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.
You may terminate your account at any time. We may suspend or terminate your access if you violate these Terms or engage in fraudulent, abusive, or unlawful activity. Upon termination, your right to use the Service ends immediately. Data deletion requests are handled per our Privacy Policy.
We may update these Terms from time to time. If changes are material, we will notify you via email or in-app notice at least 30 days before they take effect. Continued use of the Service after changes take effect constitutes acceptance.
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles. Any dispute shall be resolved by binding arbitration under the American Arbitration Association's Consumer Arbitration Rules, except that you may bring individual claims in small-claims court.
Class action waiver: You waive any right to participate in a class action or class-wide arbitration.
Questions about these Terms? Reach us at legal@steadyfi.ai.
Also see our Privacy Policy · FAQ.